Having a household inventory checklist helps prepare you for the worst. Check your insurance coverage for high-price items.Keep your list updated as you purchase new items or get rid of old ones.Make copies of your inventory list and back it up online or on an external drive.Consider using an app or a document within a cloud-based system to store your inventory list.Keep receipts, purchase contracts and appraisals with your inventory list.Take photos or videos of your items to include with your written list.Walk through the home and write down each item’s age, make, model, serial number and estimated value.Take all items inside and outside of your home into account.Here are some tips to help you build a home inventory list: However, the more precise you are, the more useful it can be later on. Developing a comprehensive inventory list might take some time and effort. Anything you’ve purchased should be included on the list. How to create a home inventory listĪ household inventory list should include a detailed account of everything in your home, from the basement to the attic. An inventory list can help determine if you qualify for these, as it can easily substantiate your financial losses. Sometimes, following a disaster, people may qualify for tax breaks and assistance after a disaster. It can also be extremely beneficial if you ever need to file an insurance claim due to theft, damage or disaster, as your list will already include every important item you owned along with its estimated value. Comes in handy for several situationsĪn inventory list may be helpful in a variety of situations, including moving, filing taxes or planning your estate. An inventory list of your belongings could significantly help to minimize your stress during an already difficult situation. Your efforts should be focused on getting life back to normal quickly. Provides peace of mindĪfter a disaster, you’ll want to have as much peace of mind as possible. Additionally, a detailed list could help you determine how much insurance coverage you need to ensure you have adequate coverage before the worst happens. Without an accurate description of each valuable item, your insurance company may not be able to compensate you for your losses. Remembering the details of all of the belongings you’ve accumulated throughout the years can be difficult, especially if you’re in the middle of a devastating event. Here are a few reasons to keep an updated, detailed household inventory list: 1. Unless you’re properly prepared, dealing with the aftermath of an emergency can be costly. Top reasons to have a household inventory list Learn the biggest reasons why you should have a home inventory list, plus tips on how to begin creating one, with help from Water Damage Denver. ![]() Would you be able to remember all of your possessions if they were stolen or destroyed in a disaster? By taking the time to document your belongings before the unexpected happens, you can help ensure that you can fully recover afterward. You’ve worked hard to accumulate your belongings.
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